Connecting the dots on a complicated insurance deal can be a challenge. Between balancing the requirements of customers, underwriters, administrators, reinsurers, and regulators, the art of completing the deal is just that—an art. 4 Ever Life specializes in enhancing these types of opportunities. As an industry-leading issuing carrier, 4 Ever Life is licensed in all 50 states, Puerto Rico, and the District of Columbia. 4 Ever Life is also rated "A-"(Excellent) by A.M. Best, qualifying us to serve even your most important clients. From managing complex risk arrangements to filing forms and securing reinsurance, 4 Ever Life has you covered. That's protection, enhanced.

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For over six decades, 4 Ever Life Insurance Company has proven to be a valuable and trusted issuing carrier resource for numerous insurance companies, administrators, and employers nationwide. As an issuing carrier, 4 Ever Life is uniquely positioned to overcome regulatory, contractual, geographic, and structural barriers on behalf of our partners.

Longevity, Stability, & Availability

When companies face difficulties in offering certain insurance products or services, 4 Ever Life brings longevity, stability, and availability to the negotiation table:

  Possesses over 60 years' experience
as an underwriting issuing carrier
  Rated "A-" (Excellent) by A.M. Best
  Licensed to underwrite health and life business in all 50 states,
Puerto Rico, and the District of Columbia

When forming issuing carrier partnerships, 4 Ever Life works to match the needs of all parties to the deal in an effort to create long-standing relationships immune to hard and soft market swings and unfavorable claim volatility.

The 4 Ever Life Issuing Carrier program is protection, enhanced.
For more information, please call 888.923.4227.


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